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Are Finances For Me?

  Chances are you’ve ever wondered: Are finances for me? Why should I know them? One answer would be that without exception all human beings, every day of our lives, we make decisions that affect our pocket. Currently, a large majority of people think that it is not necessary to have basic knowledge in finance , for that, they can…

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Consumer credit: formulas and regulations in force

The consumption credit is intended for the purchase of current goods and equipment for non – professional use. Loan capital is generally lower than for a home loan. The Consumer Code applies when the amount is less than or equal to € 75,000 and the duration exceeds 3 months. The regulation on consumer credit is particularly strict and the various…

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Online Revolving Credit: Rate and Refund

Still called “revolving” despite the Lagarde law of 1 July 2010 “reforming consumer credit”, the revolving credit or the “reserve of money” represents a consumer loan out of five. Considered dangerous by consumer associations, it remains the leading cause of household over-indebtedness as 8 out of 10 files filed with the Banque de France mention one or more loans of…

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Bank mortgage loan guarantee

  Guarantees of a loan For a real estate loan Banks will demand a loan guarantee from the borrower in case of default by the borrower. The choice of the guarantee determines the cost. On the other hand, this choice will have consequences if you were no longer able to repay your loan. The different types of guarantee For a…

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Profitability Is the Right Indicator to Measure Companies

  The measurement of business success is undoubtedly one of the topics that most interests employers and administrators, as through this you can determine whether the company is on track or not. What is the correct way to measure the financial success of companies? Many companies have chosen to have “sales” as a reference for success and growth , since…

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